Houston Office & Nationwide Virtual Service
Free tool · 2026 rules

How much should I set aside for taxes?

When nobody withholds tax from your pay, setting the money aside is your job. Put in your net profit and see the self-employment tax the IRS charges on it, what that is per quarter, and when each payment is due.

The math runs on your device. Your figures are never sent to us, never saved, and never attached to a booking — and we never ask for a Social Security number, an ITIN or a bank account here.

Your numbers

Net profit for the year

What you were paid, minus the business expenses you can back up with a receipt.

Nothing you type here is saved or sent anywhere — it is gone when you close the page.

Quarterly dates for 2026
  • April 15, 2026January 1 – March 31, 2026
  • June 15, 2026April 1 – May 31, 2026
  • September 15, 2026June 1 – August 31, 2026
  • January 15, 2027NextSeptember 1 – December 31, 2026

The IRS says most taxpayers avoid an underpayment penalty if they owe less than $1,000 after withholding and credits, or if they paid at least 90% of this year’s tax or 100% of the tax on last year’s return, whichever is smaller. Higher incomes follow special rules in IRS Publication 505. IRS source

Estimate only, using 2026 federal rules published by the IRS. It covers self-employment tax alone — not your federal income tax, which depends on your filing status, dependents, other income and deductions — and it is not a return, a filing, or advice about your situation. Texas has no state income tax; if you earned in another state, that state may still expect a return.